One-Stop Shop
All Your Financing Needs in One Place
Owning a home is a mark of success, and you've earned it. Let us light the way.
Meet Sheila Merrill, your trusted partner in achieving your homeownership and financial goals. Whether you're looking to refinance, buy your dream home, or access your home's equity with a HELOC, we offer personalized solutions to meet all your needs under one roof.
Homebuying
Embarking on the journey to homeownership is exciting, and Sheila Merrill is here to make the process smooth and stress-free. From first-time buyers to seasoned investors, we offer:
- Competitive Mortgage Rates: Secure the best possible rate and loan terms tailored to your situation.
- Pre-Approval Services: Strengthen your buying power with a mortgage pre-approval.
- Comprehensive Support: From searching for your dream home to closing, our team is with you every step of the way.
Refinancing
Refinancing your mortgage can be a strategic financial move. At NEO, we provide expert guidance to help you lower your monthly payments, shorten your loan term, or tap into your home equity for large expenses. Our refinancing services include:
- Lower Interest Rates: Take advantage of lower rates to reduce your monthly mortgage payments.
- Debt Consolidation: Consolidate high-interest debts into a single, manageable loan.
- Cash-Out Refinance:
Access cash for home improvements, major purchases, or other significant expenses.
HELOCs and More!
Unlock the full potential of your home's equity with our range of flexible financial solutions. Whether you're interested in a Home Equity Line of Credit (HELOC) or exploring other equity access options, Sheila Merrill is here to cater to your needs. Our offerings are designed to provide you with the financial freedom to achieve your goals, be it home improvement, debt consolidation, or funding major life events. Here's some of what we offer:
- Home Equity Line of Credit (HELOC): Gain flexible access to funds with a revolving credit line. Draw the amount you need, when you need it, and only pay interest on what you use. Our HELOC options come with:
- Competitive rates for cost-effective borrowing.
- The convenience of interest-only payments during the draw period.
- Potential tax advantages on interest paid, enhancing your financial strategy.
By understanding your unique financial situation and goals, we offer personalized advice and options that empower you to make the most of your home's value. Contact us to explore how our products can help you achieve your financial objectives.
