The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call
Sheila Merrill
Branch Manager - Sr. Mortgage Advisor | NMLS# 557163
As YOUR residential financial advisor, my unwavering commitment is to guide clients on a transformative path towards their financial goals, whether they're aspiring homeowners or seasoned investors. By gaining a deep understanding of each client's unique dreams and objectives, I provide personalized strategies to establish a family legacy and generational wealth through strategic home ownership and astute investment choices. Through an emphasis on education and empowerment, I empower clients with the knowledge and confidence required to navigate their journey towards owning their first home or advancing as seasoned investors, ensuring a stable and prosperous income stream during retirement.
My approach is rooted in comprehensive financial planning and individualized mentorship. With ongoing support, I am dedicated to helping clients navigate the intricacies of their financial voyage, underlining the significance of both home ownership and a diversified investment portfolio. By collaborating closely with clients, my goal is to enable them to achieve their desired financial outcomes and forge a lasting legacy that endures for generations to come.
The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.
Stay informed about the value of your home!
Our monthly report offers an intuitive financial dashboard, tailored to enhance your wealth-building journey with your most significant asset: your home.
We are committed to ensuring you always have a clear and accurate understanding of your home's value and its impact on your family's financial wellbeing.
